"To support shoppers who consistently deliver shopping excellence, Instacart turned to Branch to develop the Instacart Shopper Rewards Card powered by Branch, designed to offer impactful rewards and fast payments that empower shoppers."
Powering Marketplace Payouts
Build a platform of loyal workers and partners with the perk of real-time pay. Branch allows you to send bulk or individual payments to contractors, gig workers, freelancers, sellers, creators, and other kinds of workers at any time—even nights and weekends.
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The Business Perks of Fast, Flexible Pay
Build loyalty
With today’s competition, independent workers have plenty of options to choose from. Keep more contractors and workers on your platform by paying them right after each job.
Scale faster with ease
Adding a worker wallet and card program to your product doesn’t need to drain your time, money, or resources. With Branch, you can launch quickly while we handle the infrastructure at little or no cost.
Simplify payday
Branch allows you to make, manage, and track payments in one centralized hub—reducing admin time and room for error.
Turn payouts into a growth driver
Branch eliminates prefunding requirements and enables revenue share opportunities, helping platforms launch flexible worker payouts while creating new revenue streams.
Choose the Experience That Fits Your Platform
Launch quickly with the out-of-the-box Branch App and Card, or create a fully branded wallet and debit card experience built for your platform. Either way, workers get fast, flexible payouts while your platform stays at the center of the experience.
Full Digital Banking Experience
Workers receive a digital deposit account and debit card they can use to save or spend their earnings; they can also transfer funds to other accounts.
End-to-End 1099 Payouts Embedded Into Your Marketplace
From W-9 collection to year-end 1099 filing, Branch streamlines operations while delivering the fast payout experience contractors expect.
- Automate W-9 collection, TIN verification, and earnings tracking
- Enable fast, flexible payout options, including a digital wallet and debit card experience
- Simplify tax season with 1099 form generation, filing, and delivery
Built-In Financial Wellness Tools & Free Options
Contractors can earn cashback rewards, see personalized spending insights, and contribute to savings goals. No overdraft fees, late fees, or minimum balance requirements. Plus, workers have free in-network ATM options.
INTEGRATED TECHNOLOGY PARTNERS
What Our Customers Are Saying
From time and money saved to reduced staff turnover, Branch has made an impact for businesses of all sizes.
“Branch has 100% saved us time in the payments process. With our previous provider, we were constantly fielding questions and concerns from our workers about delayed payments. It was taking up quite a bit of time. There haven’t been any delays using Branch so far—it’s saved us a lot of time already.”
