Flex Your Platform by Embedding On-Demand Pay
Embed on-demand pay directly into your platform with Flex EWA from Branch.
- No cost to you or the customers you serve
- Launch in weeks—no payroll integration required
- Revenue share from day one
- Proven to boost worker engagement and retention
Pay Flexibility Is Not a Perk—It’s an Expectation
of individuals want to have more frequent pay schedules. [Source: PYMNTS]
of millennials said earned wage access availability would influence whether they would accept a job offer. [Source: PYMNTS]
Higher shift coverage and employee engagement when customers implement Branch. [Branch Data]
Easy To Launch, Easy To Maintain
Flex EWA plugs into your platform with Branch handling everything from the worker experience, repayment, and support. Your customers get a powerful worker engagement benefit; your team doesn’t have to manage and maintain a complex build.
Workers create their Branch account directly from your platform—no separate download, no disruption to their routine.
They can access a portion of their earned wages, up to a set limit per pay period.
Funds go directly to the worker's debit card—free within two business days, or instantly* for a small fee.
Branch recoups the advance from the worker's linked checking account when their next recurring payroll deposit is detected—no payroll changes required.
Built For Platforms & Partners
Software platforms
Add Flex EWA to the product your customers already run their business on. Deepen customer engagement and open a new revenue stream.
HCM & payroll systems
Offer a compliant earned wage access product within your platform with the visibility and deduction information your customers expect.
Financial institutions
Embed a modern on-demand pay solution directly into your existing financial infrastructure. Branch provides the funding to your account holders under your relationship.
Add a New Revenue Driver
Branch partners can earn revenue share with minimal lift from your team. Sign up for a demo to see how this revenue opportunity can benefit your organization.
Frequently Asked Questions
Offering EWA comes at no cost to your business or your customers.
Workers can access their earned wages for free via standard ACH transfer, or they have the option to move funds instantly* to a connected debit card for a small fee.
*Most instant transfers are usually completed within 30 minutes but may be delayed by service disruptions or connection issues.
Branch's Flex EWA offering is available in 49 states. It is not currently available in Connecticut. State-specific fee caps may apply in Indiana, Maryland, and Wisconsin.
Branch provides direct support to workers. Your team doesn't need to manage worker inquiries.
Ready To Offer Pay Flexibility?
Join the platforms and employers giving workers access to earned wages and see what it does for retention, recruiting, and your bottom line.
*Most instant transfers are usually completed within 30 minutes but may be delayed by service disruptions or connection issues.