Boost Customer Loyalty With On-Demand Pay
Enhance your direct deposit strategy by delivering what your customers are asking for—early access to their pay. Embed our award-winning On-Demand Pay into the banking experience they already trust.
White-labeled to your brand, funded by Branch, with no cost to you and no balance-sheet exposure.
A Growing Demand
Earned wage access started as an employer benefit, but the demand for fast pay is growing. Now, banks and credit unions can offer On-Demand Pay directly to their account holders to drive new customer acquisition, retention, and card spend.
An Easy to Launch, Custom Branded Experience
Flex EWA offers convenient set-up for financial institutions and a seamless end-user experience.
Your customers and members can easily access On-Demand Pay right inside your digital banking experience. Your brand and your app stay top of mind.
- White label experience
- Bank-grade compliance
- API-first integration
- No balance-sheet risk
Offer Customers a More Complete Set of Financial Wellness Tools
You've already built the wellness layer—budgeting, savings, and credit tracking. On-Demand Pay gives them the cash flow management tool to manage needs between paycycles.
Available when customers need it
Your account holders can access a portion of the wages they've already earned before payday, without leaving your app. No application, no credit check, no waiting.
Built on your trusted relationship
When a cash-flow gap appears, customers increasingly reach for outside apps first—putting your direct deposit relationship at risk. Flex EWA gives your depositors a way to bridge that gap with the institution they already trust.
Transparent and flexible
Customers choose how much they need and how fast they get it—no late fees. Repayment happens automatically from their direct deposits, for peace of mind.
A Compliant, Low-Lift Way to Offer On-Demand Pay
When you work with us, you’re not just getting a solution—you’re getting a trusted payments partner.
Low-lift Implementation
- Launch in 60 days—no complex builds or employer agreements required
- Plugs into your existing digital bank experience
- Dedicated implementation support from kickoff through go-live
New Revenue, No Risk for Your Balance Sheet
- Give customers a reason to keep their direct deposit with you
- Branch funds every advance and carries the repayment risk
- Add a new feature and a new revenue stream
Commitment to Compliance
- Branch stays current with evolving federal and state earned wage access regulations.
- Receive a dedicated compliance team along with reporting to back your audits and oversight requirements
Ready To Offer On-Demand Pay To Your Customers?
Join the platforms, banks, and credit unions giving account holders early access to earned wages—we'll model the loyalty and engagement impact for your customer base.
