The Best of Paycards—Without the Fees

Skip the fees, delays, and hassles of the traditional paycard process when you switch to Branch Cards.

Upgrade Your Paycard Experience

Provide a free bank account and debit card to your entire workforce—including minors 14+, unbanked and underbanked workers, and those with limited documentation.

1.

Order free Branch-branded debit cards, or customize the design of the cards to include your company logo.

2.

Have workers onboard digitally or distribute cards to your earners in person, whether they’re W-2 employees or 1099 contractors.

3.

Quickly push wages, tips, mileage reimbursements, and other earnings to your workers’ accounts. They can access their earnings on day one.

Why Branch Is Favored by Workers and Companies Alike

Pay workers on day one

Our free digital account and debit card can be set up in less than 90 seconds and allows you to pay workers the day they start working without waiting for their physical card.

Easy ways to send, spend, and save

Each Branch debit card is paired with a free checking account and a versatile digital wallet. Your earners can effortlessly pay bills, shop online, and make any purchase they would with a traditional debit card.

A better direct deposit option

Provide workers who are unbanked and underbanked with a better direct deposit option and fee-free, digital banking experience.

Zero-fee services

There’s no sign-up cost, no hidden fees, and no credit check required.

Ditch paper checks

In addition to cost-savings for employers, Branch eliminates the hassle of paper checks.

Easily push payments

Quickly push funds to Branch Cards with just a few clicks, including after each shift.

Branch Cards vs Traditional Paycards

Branch
Traditional Paycards
Free to Use
Branch is free for businesses and their earners
Excessive fees including card replacement, cash reloading, inactivity, and more
Free ATMs
Up to 8 free transactions per month at AllPoint ATMs
May charge for ATM usage
365 Card Funding
Push payments to your workers' debit cards at any time, including nights and weekends
Many paycards restrict when you can send funds, or charge hefty fees for off-cycle payments
Available for All Workers
Branch can be used to pay your entire workforce—even underbanked workers, workers with limited documentation, and minors 14+
May not work for underdocumented workers or minors
Security
Workers can lock and unlock their Branch Card at anytime
Susceptible to theft and difficult to replace as all funds are stored directly on the card
Personalization Options
Provide workers with a debit card featuring an EMV chip, contactless payment capabilities, and name personalization
Personalization options and additional security features are limited

Unlock a Happier, More Productive Workforce