A New Kind of Paycard—Built to Help Companies & Workers Thrive

Skip the fees, delays, and hassles of a traditional paycard program and switch to a payroll card solution that not only integrates into your current systems, but also empowers workers with financial freedom.

Empower the people who power your business.

Give your workers fast access to their earnings with Branch’s award-winning digital wallet. It includes a bank account with fee-free options, reloadable debit card, and suite of financial wellness tools.

Upgrade Your Paycard Experience

Provide a free bank account and debit card to your entire workforce—including minors 14+, unbanked and underbanked workers, and those with limited documentation.

Order Instant Cards and Onboard Workers

Have workers complete enrollment online or receive Branch Cards to distribute to your employees in person.

Enjoy Customizable Options

Use Branch-branded debit cards for free or customize the design of the cards to include your company logo.

Get Your Workers Paid

Quickly push wages, tips, mileage reimbursements, and other earnings to your workers’ prepaid card accounts that they can access right away.

Paycards: A Simple Solution for Effortless Payments

Why Branch Is Favored by Workers and Companies Alike

Pay Workers Day 1

You can set up our digital account and debit card in as quickly as 90 seconds and start paying workers right away — no need to wait for a physical card.

Powerful Integrations & Onboarding

Branch integrates with a variety of applicant tracking systems and payroll providers to make worker onboarding and electronic payments a breeze.

Easy Ways to Send, Spend, and Save

Each Branch debit card is paired with a bank account with fee-free options and a versatile digital wallet. Your earners can use it to effortlessly bill pay, shop online, and make any purchase they would with a traditional debit card.

Over-the-Counter Withdrawals

Branch gives workers access to their full wages at any major bank or credit union.

A Better Direct Deposit Option

Provide unbanked and underbanked workers a better direct deposit option and digital banking experience.

Zero-Fee Services

There’s no sign-up cost, no hidden fees, and no credit check required.

Ditch Paper Checks

In addition to cost-savings for employers, Branch eliminates the hassle of paper and traditional paychecks.

Fast Payments

Unlock a variety of other payment methods including cashless tips, earned wage access, same-day pay, and more.

Branch Cards vs Traditional Paycards

Traditional Paycards
Branch
Free to Use
Excessive fees including card replacement, cash reloading, inactivity, and more
Branch is free for businesses and their earners
Free ATMs
May charge for ATM usage
Up to 8 free transactions per month at AllPoint ATMs
365 Card Funding
Many paycards restrict when you can send funds, or charge hefty fees for off-cycle payments
Push payments to your workers' debit cards at any time, including nights and weekends
Available for All Workers
May not work for underdocumented workers or minors
Branch can be used to pay your entire workforce—even underbanked workers, workers with limited documentation, and minors 14+
Security
Susceptible to theft and difficult to replace as all funds are stored directly on the card
Workers get paid into a full-service bank account, not just a paycard.  Workers can also lock and unlock their Branch Card at anytime.
Personalization Options
Personalization options and additional security features are limited
Provide workers with a debit card featuring an EMV chip, contactless payment capabilities, and name personalization
Financial Perks & Wellness Tools
Susceptible to theft and difficult to replace as all funds are stored directly on the card
Branch offers a suite of financial wellness tools including cashback rewards, Savings Goals, and personalized spending insights

Frequently Asked Questions

What is Branch?

Branch is the leading workforce payment platform that delivers fast, flexible options for people to get paid. Companies choose Branch because faster payments help them strengthen worker loyalty, save time and money, and unlock productivity to drive business growth.

How much does this cost?

Branch is free for you and your employees. Workers can access their funds  with the Branch App and Card—eliminating overdraft fees, transaction fees, inactivity fees, and minimum account balance requirements.

Is this available for minors or underdocumented workers?

Yes! Branch can offer accounts to minors 14+ and workers who have limited documentation, so you can support more of your workforce.

What kind of payments can you send with Branch?

Branch is a complete payments platform, allowing you to send all types of worker payments, including wages, cashless tips, mileage reimbursements, and bonuses.

What is included with the Branch App and Card?

The Branch App is a digital wallet with a bank account and debit card plus a variety of budgeting and financial wellness tools. Banking services are provided by Evolve Bank & Trust, Member FDIC.

Can Branch be used as a direct deposit option?

Yes! With Branch, workers can have their earnings directly deposited into their Branch account, where they can spend, send, or save their funds using the Branch Card, just like any other debit card.

Branch Cards offer wide accessibility for more of your workforce, including unbanked workers and minors 14+.  Learn more about how to pay employees with paycards

How quickly can employees access funds with Branch paycard?

With Branch’s paycard, employees can access funds as soon as they are sent. From there, they can spend, send, or save their funds however they wish. If workers want to transfer funds to another bank account, they can do that, too.

Unlock a Happier, More Productive Workforce