EWA Built for Early Education Staff

Branch adds EWA to your platform. Childcare staff get on-demand access to earned wages with no payroll changes.

  • EWA layered on your existing payroll with no changes for your centers
  • Staff access earned wages on their own schedule between pay cycles
  • New revenue opportunity for Brightwheel with no pre-funding required

What your customers and their workers want

With ¾ of Americans wanting to be paid every day, early education staff—among the most underpaid workers in the country—feel that pressure more than most. Faster pay won't close the wage gap, but it gives centers a meaningful benefit to offer the people keeping their doors open.

Embedded Finance with a True Payments Partner

Branch’s embedded finance solutions make it faster and easier for any business to pay their workers — all within their existing ecosystem.

Launch Within Weeks
Accelerate your time to market. Branch Embedded’s pre-built components plug directly into your existing website or application to get workers paid quickly.

Minimize Development Time
Branch handles every aspect of program management including payouts, card issuing, compliance, customer support, and more.

Monetize Embedded Payments
Tap into new revenue opportunities that transform payouts from a cost center into a profit driver.

We’ve successfully delivered more than $30 billion in worker payments.

Trusted by

Easy Onboarding &
Flexible Pay for All Workers

Empower your platform with embedded finance solutions that fit every worker type. From Earned Wage Access to 1099 contractor payouts and full-service paycards, Branch Embedded makes it simple to deliver faster, more reliable earnings experiences—without adding operational overhead.

Earned Wage Access

Provide workers access to a portion of their earned pay before payday, directly in your app:

  • Launch quickly with pre-built components and minimal engineering
  • Boost worker satisfaction and loyalty with on-demand access to pay
  • Deliver workers safe, compliant access to earned wages without adding payroll complexity

Business Benefits

Working with clients in high-turnover industries, we’ve found that workers with access to instant pay, stay with that company 6% longer.

One large hospitality franchise reported:

60% ↑
increase in shift coverage
2.5x% ↑
increase in applicants

Worker Benefits

One large hospital group in the midwest reported:

96%
of employees using Branch felt they were better able to pay bills on time
86%
reported feeling more incentivized to go to work because they can get paid instantly
92%
feel better supported by their employer because they have provided Branch as a benefit

Paycard

Offer a full-service paycard that gets workers set up on day one:

  • Provide a mobile-first experience with a digital bank account and Mastercard® debit card
  • Eliminate manual steps with day-one direct deposit capability
  • Deliver benefits like banking with fee-free options, cashback rewards, and financial wellness tools

A Payments Team Behind You, Every Step of the Way

Developing a payments experience from the ground-up is an enormous undertaking. Branch can take care of everything from compliance, app management, disputes, and more.

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Scale Without Scaling Your Team

Accelerate your roadmap with pre-built components that give you control and proven growth.

Unlock New Revenue

Generate new revenue opportunities that transform payments from a cost center into a profit driver.

Offer a Unique Experience

Differentiate your platform, meet worker demands, and scale your revenue with embedded financial services.

Compliance and Fraud Support

From identity verification to disputes and chargebacks, Branch handles account monitoring, fraud prevention, and customer support for your team.

End-to-End App Management

Branch engineers handle all app updates and maintenance, with our team regularly delivering updates to meet your evolving needs.

Custom Branded Solutions Available

Keep your brand top of mind on payday. With Branch’s white label offering, we can create a custom payments experience and debit card for your entire workforce.
Learn more ➜